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IMPORTANT CONSUMER DISCLOSURE

Pruzinsky Investment Advisors LLC (“PIA”) is a New Jersey state registered investment adviser
located in Wayne, New Jersey. PIA and its representatives are in compliance with the current filing
requirements imposed upon registered advisers by those states in which PIA maintains clients. PIA
may only transact business in those states in which it is registered, or qualifies for an exemption or
exclusion from registration requirements. PIA’s web site is limited to the dissemination of general
information pertaining to its advisory services, together with access to additional investment-related
information, publications, and links. Accordingly, the publication of PIA’s web site on the Internet
should not be construed by any consumer and/or perspective client as PIA’s solicitation to effect,
or attempt to effect transactions in securities, or the rendering of personalized investment advice
for compensation, over the Internet. Any subsequent, direct communications by PIA with a
prospective client shall be conducted by a representative that is either registered or qualifies for an
exemption or exclusion from registration in the state where the prospective client resides. For
information pertaining to the registration status of PIA, please contact the state securities law
administrators for those states in which PIA maintains a registration filing. A copy of PIA’s current
written disclosure statement discussing PIA’s business operations, services, fees is available from
PIA upon written request. PIA does not make any representations or warranties as to the
accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any
unaffiliated third party, whether linked to PIA’s web site or incorporated herein, and takes no
responsibility therefor. All such information is provided solely for convenience poses only and all
users therefor should be guided accordingly.